• Conventional fixed rate loans (loans to $417,000)
• Conventional adjustable rate loans
• Jumbo fixed rate loans (loans over $417,000)
• Jumbo adjustable rate loans
• Varying point quotes available
• 80/10/10 (10% down, 10% second - avoid mortgage insurance)
• Federal Housing Administration (FHA) loans
• Veterans Administration (VA) loans
• New Construction financing
• Lot loans
• Extended rate lock programs
• Sub-prime, (blemished) credit programs
• Special 1st time and/or low-to-moderate income loans
  • State Bond issue programs
  • Community Housing programs
  • 97% financing (only 3% down)
• No income verification programs
• No mortgage insurance programs
• Bridge Loans* (equity advance on existing home)
• Special programs for transferees
  • Special rates
  • Trailing spouse income
  • Mortgage insurance reductions
  • Direct billing of closing costs to corporations

We have many other programs not listed here. Call a Gilpin Loan Officer for information about these and other programs

* special qualifications apply. Call a Gilpin Loan Officer for details.