Mortgage Rates for Delaware Maryland & Pennsylvania

Rates are updated each business day. Posted are the most popular products. Call for current Delaware State Housing Authority 1st time buyer financing. Note: FHA/VA APR's are based on minimum down payments and reflect FHA and investor rates mortgage insurance or VA guarantee fee. Lenders who fail to disclose proper APR's violate Federal Truth In Lending laws and don't give you a true picture of real costs! We're happy to review any other lenders Good Faith Estimate with you to make sure it's accurate!

Today's Mortgage Rates
02/03/2012

Conventional Mortgage Rates
(Under $417,000)

Program	Rates	Points	APR
30 Year Fixed	3.75%	0	3.779%
20Year Fixed	3.625%	0	3.667%
15 Year Fixed	3.125%	0	3.246%
10 Year Fixed	2.875%	0	2.944%

Jumbo Mortgage Rates
(Over $417,000)

Program	Rates	Points	APR
7/1 ARM	3.625 %	0.000	3.307 %
10/1 ARM	3.625%	0.000	3.399%
30 Year Fixed	4.5 %	0.000	4.521%
15 Year Fixed	3.75%	0.000	3.793 %

FHA & VA Mortgage Rates

Program	Rates	Points	APR
FHA Fixed	3.75%	0	4.619%
VA Fixed	3.75%	0	3.865%

Delaware State Housing Authority (DSHA) Mortgage Rates

Program	Rates	Points	APR
DSHA FHA 30 YR Fixed	3.5%	0	4.33%
DSHA VA 30 YR Fixed	3.5%	0	3.715%

 

Point quotes include all origination and discount fees, if applicable. Rates subject to change without notice and may be affected by FICO score, loan-to-value ratio and underwriting requirements. Rates based on FannieMae pricing. Please call for FreddieMac pricing. For additional programs, including 1st time buyer, jumbo and additional point quotes, please email or call us at 302-656-5400 or 1-800-343-8323.

Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.