Associations
Equal Housing Lender
Rates & Programs
Rates are updated each business day. Posted are the most popular products. Call for current Delaware State Housing Authority 1st time buyer financing. Note: FHA/VA APR's are based on minimum down payments and reflect FHA mortgage insurance or VA guarantee fee. Lenders who fail to disclose proper APR's violate Federal Truth In Lending laws and don't give you a true picture of real costs! We're happy to review any other lenders Good Faith Estimate with you to make sure it's accurate!
Conforming
(Under $417,000)
| Program | Rates | Points | APR |
| 30 Year Fixed | 3.75 % | 3.5 | 4.1% |
| 30 Year Fixed | 4.375 % | 0 | 4.43% |
| 15 Year Fixed | 3.375 % | 2.125 | 3.785% |
| 15 Year Fixed | 3.875 % | 0 | 3.97% |
Jumbo
(Over $417,000)
| Program | Rates | Points | APR |
| 5/1 ARM | 4.500 % | 0 | 3.412% |
| Program | Rates | Points | APR |
| FHA Fixed | 4.250 % | 0 | 4.808% |
| VA Fixed | 4.25 % | 0 | 4.487% |
Point quotes include all origination and discount fees, if applicable. Rates subject to change without notice and may be affected by FICO score, loan-to-value ratio and underwriting requirements. For additional programs, including 1st time buyer, jumbo and additional point quotes, please contact a Gilpin Mortgage Loan Officer or call 302-656-5400 or 1-800-343-8323.
Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.
DSHA Bond Rates
The current Delaware State Housing Authority Rates are Listed below.Unassisted
4.5%