Gilpin Mortgage

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Rates for 9/2/2010

Conforming
(Under $417,000)

Program Rates Points APR

30 Year Fixed 3.75 % 2.875 4.045%

30 Year Fixed 4.25 % 0 4.305%

15 Year Fixed 3.25 % 3.125 3.81%

15 Year Fixed 3.75 % 0 3.845%

Government(FHA/VA)

Program Rates Points APR

VA 30 Year Fixed 3.875 % 3.25 4.18%

VA 30 Year Fixed 4.375 % 0 4.405%

FHA 30 Year Fixed 3.875 % 2.625 4.125%

FHA 30 Year Fixed 4.25 % 0 4.28%

Point quotes include all origination and discount fees, if applicable. Rates subject to change without notice and may be affected by FICO score, loan-to-value ratio and underwriting requirements.

Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.

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