Pre-Qualify

If you have not contracted to buy a house yet, but want to get an idea of how much house you can afford, you can pre-qualify online now, (Para aplicar en Español) or call us (302-656-5400 or 1-800-343-8323 outside DE). It's a quick and easy process that looks at the income, asset and debt info you enter into the system and reviews a preliminary credit history. After submitting your information, our system will give you an answer on screen in less 60-seconds! (If your information is incomplete or there are issues that do not allow our online system to give you an immediate answer, you will hear from one of our representatives within 24-hours to clarify and discuss your submission.)

A pre-qualification is not a mortgage approval. Once you're ready to apply for your loan, we'll document and verify the information you've provided and underwrite your loan. At that point you'll be issued an actual "loan commitment".

As a first step, pre-qualifying is a great fast, free, and easy way to see just how much house you can afford.


To apply for a Mortgage Pre-Qualify, click here .

Para aplicar en Español, pulsar aquí .

Thank you for choosing Gilpin Mortgage

Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.