Don't fall in love with a home only to find it's more than you can comfortably afford. To avoid disappointment and help you make a smart financial decision, let us pre-qualify you BEFORE you begin the house-hunting process.

We'll provide you with a pre-qualification letter to take with you when house-hunting. Presenting this qualification letter to the seller, along with your offer to purchase, puts you in a better bargaining position. The seller knows you've already had your credit checked and can qualify for the mortgage amount noted on the letter.

	Mortgage Xpress
Click on Mortgage Xpress...it's the fast, free, on-line way to be pre-qualified. Simply answer a few questions about your income, debts and enter your social security number and in minutes you'll have a ball park idea of how much house you can afford. Para aplicar en Español

Apply On-line

Ready to go?...you've found the house and you're ready to apply for your mortgage...click the on-line application. Simply fill out the form and send...that's all you need to get Gilpin started in processing your application. You'll hear from a Gilpin representative no later than the next business day to finalize your application. Then your application is printed and overnight mailed to you for signature.

Need help in filling out the application? Call us during the business day
Monday through Friday 8-5 EST at 302-656-5400 or 800-343-8323 or contact a Loan Officer.

Licensing and Disclaimer: Gilpin Mortgage is licensed to provide mortgage financing in Delaware, Pennsylvania and Maryland. Rates and programs are subject to change without prior notice. Mortgage approval is subject to satisfactory appraisal, survey, title, verifications of all information you have provided and compliance with Gilpin's underwriting guidelines.